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Cyprus Net Salary Calculator

Calculate your net income in Cyprus with accurate deductions for Social Insurance, GHS, and income tax

Salary Calculator

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Annual amount only

Tax Deduction Limit Exceeded

According to Cyprus tax law, total deductions cannot exceed 20% of gross salary for tax purposes.

Effective tax deductions: €0.00 (20%)

Amount exceeding limit: €0.00

How It Works

This calculator helps you determine your net salary in Cyprus by deducting Social Insurance, the General Healthcare System (GHS), income tax, and any other optional or mandatory contributions from your gross salary.

Gross Salary

Your total salary before any deductions. You can enter it monthly or yearly.

Life Insurance Premium

The amount you pay for a life insurance policy. Some or all of this may be tax-deductible (depending on the legal limits). Enter it monthly or yearly.

Provident Fund

A retirement or savings plan (often employer-sponsored). The contribution is typically a percentage of your gross salary and may reduce your taxable income.

Union

If you belong to a professional union or association, you might pay a percentage of your salary as union fees. These fees can sometimes be deducted from your taxable income.

Other Tax Deductions

Any additional deductible expenses or allowances you can legally claim (e.g., charitable donations, specific social contributions, etc.). Enter the annual total here if applicable.

Social Insurance & GHS

Mandatory contributions in Cyprus. The calculator deducts these amounts from your gross salary before calculating taxable income.

Taxable Income

Taxable Income is calculated as: Gross Salary - (Social Insurance + GHS + Life Insurance + Provident Fund + Union Fees + Other Deductions). The exact deductibility of each item may depend on current Cyprus tax laws.

Net Salary Calculation

Once the taxable income is determined, the calculator applies the Cyprus tax brackets to calculate your income tax. Your net salary is then: Gross Salary - (All Contributions + Tax). The result is your take-home pay, shown with both monthly and annual breakdowns.